Crowds are settling in at the Bay Oval for the third T20, which started moments ago at 3pm today.

Spectator Mitchell Lowe says the crowds are starting to settle in for the game, and teams spent some time beforehand warming up.

'Both teams were out warming up, the Blackcaps with a soccer ball while the Bangladesh side practice a few bowls."

Bangladesh is starting the game bowling first.

Website World Sports Predict predicts a 'difficult New Zealand win in the end”.

'Despite winning the previous two T20s, the Kiwis will find it tough.”

Bangladesh have won the toss & will bowl in the final ANZ T20 at Bay Oval. One change with Tom Blundell named to debut. Neesham to open ^WN pic.twitter.com/Y5QKCwvCq7

— BLACKCAPS (@BLACKCAPS) January 8, 2017